Kabbage, Inc.¹ Bank Relationships

Kabbage, Inc. provides servicing for products and services for small business customers. Certain of these products are provided through our relationships with third-party financial institutions.

Paycheck Protection Program (PPP) Loans

Kabbage, Inc. offered Paycheck Protection Program ("Program") loans directly as an approved U.S. Small Business Administration ("SBA") lender. Kabbage, Inc. also offered Program loans on behalf of Cross River Bank and Customers Bank. Loan agreements identify the lender to small businesses at signing.

Kabbage Funding™²

Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC, is the lender for all Kabbage Funding™ loans originated prior to October 16, 2020. Kabbage, Inc. acts as an agent, first-party service provider, and program manager for Kabbage Funding loans originated prior to October 16, 2020 on behalf of Celtic Bank. Kabbage, Inc. is not a lender or broker and does not make, broker, arrange, place, find, or obtain credit for borrowers or lenders. All Kabbage Funding™ loans originated prior to October 16, 2020 were issued by Celtic Bank, under the licensed brand.